UntilFire

<h2>UntilFire: Your Path to Financial Independence and Early Retirement</h2> <p>UntilFire is an innovative personal finance planning SaaS designed to help individuals achieve financial independence and early retirement (FIRE). It provides a clear, actionable roadmap to make work optional, moving beyond traditional calculators to offer a personalized plan and tangible next steps.</p> <p>Targeting anyone aspiring to the FIRE lifestyle, UntilFire simplifies complex financial planning, making it accessible and empowering users to confidently navigate their journey towards financial freedom.</p> <h3>Key Features</h3> <ul> <li><strong>Personalized Freedom Date:</strong> Instantly calculates your 'freedom date' – the year work can become optional based on your current financial situation.</li> <li><strong>Impactful Next Moves:</strong> Identifies and ranks the most effective financial changes (e.g., increasing 401(k) contributions) that significantly shorten your timeline.</li> <li><strong>Actionable First Step:</strong> Provides one clear, immediate action you can take to start moving towards your goal.</li> <li><strong>Secure Bank & Brokerage Sync:</strong> Securely connects to over 14,000 banks and brokerages with bank-level encryption and read-only access, ensuring data privacy.</li> <li><strong>Decision Sliders:</strong> Interactive tools to visualize how changes in income, spending, or savings impact your freedom date.</li> <li><strong>Progress Tracking & Reports (Pro):</strong> Monitor your journey with ongoing tracking and detailed reports to stay on course.</li> </ul> <h3>Use Cases</h3> <p>UntilFire is ideal for individuals who are serious about achieving financial independence but feel overwhelmed by the complexity of long-term financial planning. It's perfect for those who have used basic FIRE calculators but need more than just a number – they need a dynamic plan that adapts to their life and provides clear, actionable guidance. Whether you're just starting your FIRE journey or are well on your way, UntilFire helps you understand where you stand and what truly matters.</p> <p>Users can leverage UntilFire to simulate different financial scenarios, such as the impact of a salary increase, a reduction in monthly spending, or an adjustment to investment contributions. This allows for informed decision-making, helping to prioritize financial actions that yield the greatest impact on their freedom date. It's also invaluable for tracking progress over time, ensuring your plan remains relevant as your financial situation evolves.</p> <h3>Pricing Information</h3> <p>UntilFire operates on a freemium model. The <strong>Free</strong> tier offers your freedom date calculation, one clear next move, decision sliders, and a shareable result card with limited bank/brokerage sync. For deeper guidance and ongoing tracking, the <strong>Pro</strong> plan is available at $4.99/month after a generous 3-month free trial, including ranked next moves, an action plan from spending, and unlimited sync.</p> <h3>User Experience and Support</h3> <p>Designed for ease of use, UntilFire allows users to see their freedom date and first next move without creating an account, emphasizing privacy and quick insights. The interface is intuitive, focusing on clarity and actionable information. Security is paramount, with bank-level encryption and read-only access ensuring your financial data remains private and secure. While direct support channels aren't explicitly detailed, the platform aims to be self-explanatory with its clear path and FAQ section.</p> <h3>Technical Details</h3> <p>UntilFire securely connects to over 14,000 banks and brokerages, utilizing robust bank-level encryption to protect user data. It operates with read-only access, meaning your funds cannot be moved or managed through the platform. The core calculations are built upon trusted FIRE community methodologies, such as the 25x rule and 4% safe withdrawal rate, providing reliable projections for financial independence.</p> <h3>Pros</h3> <ul> <li>Provides actionable steps beyond just a calculator.</li> <li>No account required to get started and see initial results.</li> <li>Secure and private bank/brokerage connections (read-only).</li> <li>Focuses on the most impactful changes to shorten your timeline.</li> <li>Dynamic plan adapts to evolving financial situations.</li> </ul> <h3>Cons</h3> <ul> <li>Does not provide licensed financial advice.</li> <li>Limited features in the free tier for ongoing tracking.</li> <li>Specific customer support channels are not detailed.</li> </ul> <h3>Conclusion</h3> <p>UntilFire offers a unique and empowering approach to financial planning for early retirement, transforming abstract numbers into a clear, actionable journey. By providing personalized insights and focusing on impactful next steps, it equips users with the confidence to achieve their work-optional goals. Explore UntilFire today to discover your freedom date and take your first confident step towards financial independence.</p>

VillaTax

VillaTax is a pioneering fiscal compliance operating system designed specifically for villa owners and property managers in Bali, Indonesia. It serves as a single management platform to centralize tax, document, accounting, and operational control, engineered to preempt DJP audits and secure real estate investments.Target Audience: Villa owners, property managers, real estate investors, and developers operating high-yield assets in Bali.Key Features:Automated PBJT and Final PPh calculations, fully integrated for Coretax 2026.Centralized compliance for general ledger, VAT invoicing, Banjar obligations, and BPJS payroll.Real-time net yield analytics across multi-entity, multi-owner portfolios.Integration with over 310 booking channels (Airbnb, Booking.com, Agoda, etc.).Rigorous corporate governance for PT PMA, CV, and nominee structures, including LKPM filings.Direct access to vetted legal and tax professionals for advisory and audit defense.Use Cases:VillaTax is indispensable for owners seeking to navigate Indonesia's complex tax landscape, especially with the advent of automated DJP controls and Coretax. It eliminates the risks associated with fragmented, manual accounting by providing a unified, audit-ready general ledger. Property managers can streamline operations, ensure transparent owner reporting, and manage payroll and BPJS contributions effortlessly. Investors gain absolute transparency into their portfolio's net profitability, enabling informed decisions for refinancing or exit strategies, while developers can integrate fiscal endpoints into their hospitality tools.The platform solves critical problems like reconciling disparate revenue streams, avoiding severe tax penalties from discrepancies, and maintaining robust corporate records for local authority checks. It ensures that all regulatory filings, from quarterly LKPM investment reports to daily operational costs, are meticulously tracked and auditable, protecting the ultimate beneficial owner from personal liabilities.Pricing Information:VillaTax offers a tiered pricing model starting with a "Free" plan for 1 property, which includes a risk audit and basic tax calculator. Paid plans begin at $49/month for up to 3 properties ("Basic"), scaling up to "Pro" ($99/month for up to 10 properties) and "Business" ($299/month for up to 20 properties), each offering progressively more features like LKPM reports, ROI analytics, and priority support. A free initial compliance diagnostic is also available.User Experience and Support:The "Owner's Cockpit" provides a centralized, intuitive dashboard for real-time net yield analysis, cash flow monitoring, and regulatory task tracking. The system is designed for absolute transparency and ease of use, offering a precise view of the portfolio. Users benefit from integrated access to expert operational services, including asset concierge, works approvals, and direct consultations with legal and tax professionals, ensuring comprehensive support beyond software functionality.Technical Details:VillaTax boasts unified connectivity, capturing bookings from over 310 platforms via real-time webhooks, hourly iCal syncs, AI-powered email parsers for direct bookings, and a robust REST API. The API provides documented endpoints with Bearer authentication, returning JSON with calculated PBJT and PPh in milliseconds, making it suitable for custom PMS and developer integrations.Pros:Comprehensive fiscal and regulatory compliance for Bali villas.Automated tax calculations (PBJT, PPh) and Coretax 2026 readiness.Strong audit defense capabilities and centralized record-keeping.Real-time, granular net yield analytics across multiple properties.Integration with 310+ booking channels for consolidated revenue.Integrated legal and tax advisory services.Cons:Primarily focused on the Bali/Indonesian market, limiting broader applicability.The comprehensive nature might have a learning curve for new users.Pricing tiers could be a barrier for very small, single-villa operations beyond the free tier.Conclusion:VillaTax transforms informal villa management into an institutional-grade asset class by providing an unparalleled, unified operating system for fiscal and regulatory control in Bali. It offers peace of mind through automated compliance, robust audit defense, and transparent financial oversight. Secure your investment and streamline your operations by exploring VillaTax's comprehensive solutions today.

AlphaAI

Pre-analyzed financial news via REST API and MCP. Per-ticker impact, category, and a 1-10 relevance score on every story, plus SEC Form 4 insider data. Free tier, no card.

OptionIncome

OptionIncome is a powerful SaaS platform designed to revolutionize how options traders track and analyze their strategies. It automatically syncs with your broker to provide a comprehensive journal and real-time tracker, moving beyond individual trades to show the true profitability of complex options strategies like covered calls, spreads, and the wheel. This essential tool targets serious options income traders and investors who want to manage their portfolio like a business, gaining deep insights into their performance and optimizing their trading decisions. Key Features Automatic Broker Sync: Connects once to major brokers (Robinhood, Schwab, Fidelity, E-Trade, Tastytrade, Webull, IBKR, Moomoo coming soon) for seamless import of full history and live positions. Strategy-Based P&L: Links individual trades into cohesive strategies, providing true running profit and loss for rolls, spreads, and multi-leg positions. True Cost Basis for Wheel Strategy: Factors in all premiums collected for cash-secured puts and covered calls to calculate an accurate adjusted cost basis. Real-time Data & Analytics: Displays live Greeks, IV, and TradingView charts for open contracts, helping identify roll candidates and profit targets. Comprehensive Trading Journal: Automatically logs all closed trades, allowing search by ticker or strategy, and revealing cumulative P&L curves. Performance Insights: Identifies which strategies are most profitable and which need adjustment, verifying consistent income generation. Use Cases OptionIncome is invaluable for traders who find their broker's statements insufficient for strategic analysis. For instance, a trader employing the wheel strategy can finally see the true adjusted cost basis across an entire cycle, from the initial cash-secured put through assignment and subsequent covered calls. This clarity helps determine the exact strike price needed for covered calls to remain profitable, even if the stock moves unfavorably. For those who frequently roll positions, OptionIncome transforms what brokers see as "realized losses" into a continuous strategy in motion, tracking the cumulative P&L from the first open to the final close. This allows for better decision-making on when and how to roll for optimal outcomes. Furthermore, the platform helps traders identify their most effective strategies by analyzing historical performance, enabling them to refine their approach and stop trading less successful methods. Pricing Information OptionIncome offers a flexible pricing structure, including a 14-day free trial with full access to all features. The Pro Plan is available for $19/month when billed annually ($228/year), offering comprehensive analytics and unlimited broker connections. For long-term users, a Lifetime Plan is available for a one-time payment of $399, providing access to all current and future Pro features without recurring charges. User Experience and Support The platform boasts an intuitive user experience with its primary benefit being automatic trade tracking, eliminating the need for manual entry or CSV uploads. Users simply connect their broker once, and OptionIncome handles the rest, keeping live positions and trade history in sync. Support resources include detailed documentation and a changelog for common questions, ensuring users can quickly get started and maximize the platform's capabilities. Technical Details OptionIncome leverages the SnapTrade API for secure and reliable broker connectivity. This integration ensures read-only access to user accounts, with SnapTrade handling the login process to prevent credentials from being shared or visible to OptionIncome. The platform is specifically built for equity options, supporting a wide range of strategies including Cash Secured Puts, Covered Calls, various Spreads, Iron Condors, and Strangles. Pros and Cons Pros: Automated broker syncing; Strategy-level P&L tracking; Accurate adjusted cost basis for Wheel Strategy; Real-time market data and Greeks; Comprehensive, searchable trade journal; Supports major options strategies and brokers. Cons: Does not currently support options on futures or crypto; Auto-sync requires manual trigger (auto-sync "coming soon"); No explicit mention of mobile app (implies web-based only); Limited information on advanced customization options. Conclusion OptionIncome stands out as an indispensable tool for options traders seeking to move beyond basic trade tracking to a sophisticated, strategy-centric analysis. By automating data collection and providing deep insights into performance, it empowers traders to make more informed decisions and truly manage their options trading as a business. Explore OptionIncome today to unlock your trading edge and optimize your profitability.

Bookkeeping & Accounting FL

Bookkeeping and Accounting of Florida offers a comprehensive suite of professional CPA and accounting services, functioning as a vital financial solution for businesses. While not a traditional software-as-a-service platform, this firm provides productized services that deliver ongoing financial management, compliance, and strategic insights, effectively serving as an outsourced accounting department. This firm targets a diverse range of businesses and industries, including healthcare, construction, retail, and non-profits, seeking expert financial guidance, compliance assurance, and strategic planning. Key Features Comprehensive CPA Services: Offering core bookkeeping, accounting, tax preparation, internal and external audits, and reviews. Fractional CFO Services: Provides high-level financial expertise for businesses unable to afford a full-time CFO. QuickBooks ProAdvisor Expertise: Certified professionals assist with QuickBooks setup, organization, rectification, and maintenance, saving clients time and money. Personalized Partner Approach: Acts as a business partner, developing tailored accounting strategies with clients' best interests in mind. Compliance and Peace of Mind: Alleviates worries about tax obligations and compliance, ensuring accurate financial information for strategic planning. Experienced Leadership: Founded by Julyia Moody, CPA, CFF, with 15 years of corporate accounting experience, including a decade as a construction company controller. Use Cases Businesses struggling with managing their financial records, tax obligations, or compliance can greatly benefit from Bookkeeping and Accounting of Florida. For instance, a growing startup that lacks an in-house accounting department can leverage their full suite of services to ensure accurate financial reporting, avoid common pitfalls that lead to business failure, and gain insights for strategic decision-making. This allows entrepreneurs to dedicate their time to core business operations rather than complex financial tasks. Furthermore, established companies in sectors like healthcare or construction, which often have unique accounting requirements, can rely on the firm's specialized industry experience. The fractional CFO service is particularly valuable for mid-sized businesses looking for strategic financial leadership without the overhead of a permanent executive, helping them optimize cash flow, manage budgets, and plan for future expansion. The firm's QuickBooks ProAdvisor status ensures that businesses using QuickBooks can maintain clean, efficient financial systems. Pricing Information While specific pricing models are not detailed, Bookkeeping and Accounting of Florida is a service-based firm committed to providing "affordable bookkeeping and accounting services." Prospective clients are encouraged to contact the firm directly for a personalized quote based on their specific service needs. User Experience and Support The firm emphasizes an easy and accessible user experience. Clients can expect to work with qualified CPAs who are "always available to answer any questions or concerns." The firm prides itself on "easy Scheduling and flexible hours of operation," ensuring that staff can offer "quick solutions and answers" around the client's schedule. This client-centric approach aims to make financial management as seamless and stress-free as possible. Technical Details As a service-oriented firm, Bookkeeping and Accounting of Florida primarily leverages industry-standard tools like QuickBooks, where they hold "QuickBooks ProAdvisor" certification, to manage client accounts efficiently. The firm's core offering is expert human-delivered financial services, and no proprietary programming languages, frameworks, or specific SAAS technologies developed by the firm itself are detailed in the provided content. Pros and Cons Pros: Comprehensive range of CPA and accounting services, acting as an outsourced financial department. Highly experienced and certified professionals (CPA, CFF, QuickBooks ProAdvisor). Locally owned and operated with a strong reputation ("top ten in Northeast Florida"). Offers valuable fractional CFO services for strategic financial leadership. Client-focused approach with flexible scheduling and dedicated support for peace of mind. Cons: Primarily a service firm, not a self-service software product (SAAS in the traditional sense). Specific pricing details are not publicly available and require direct consultation. Relies on human interaction and expertise rather than automated software features. Limited information on proprietary technology or advanced integrations beyond QuickBooks. Conclusion Bookkeeping and Accounting of Florida offers invaluable financial expertise and peace of mind to businesses seeking to grow and maintain compliance. With a comprehensive suite of services, a client-partner approach, and a team of experienced CPAs, they empower businesses to understand and leverage their financial information for success. We encourage interested businesses to contact them directly to explore how their tailored services can benefit your operations.